Data: 2023 USDA zones (PRISM/OSU) · NOAA 1991–2020 normals · updated Oct 29, 2026

Planting zone for 38945 — Money, MS

ZIP code 38945 (Money, Leflore County) is in USDA zone 8b: the coldest winter night averages 15 to 20 °F. The median last spring frost is March 7 and the first fall frost November 17.

Where ZIP 38945 is

tap the map for the zone at any spot · scroll or pinch to zoom

Not the official USDA Plant Hardiness Zone Map. Zones come from the 2023 USDA hardiness-zone data by the PRISM Group, Oregon State University; we re-mapped and recolored them. The official map is at planthardiness.ars.usda.gov.

Zone8b15 to 20 °F

Coldest night−9.4 to −6.7 °C

Last frostMar 7

First frostNov 17

2012 zone8a

Was 8a on the 2012 map — half a zone warmer now. The zone is the one at the center of the ZIP code; hilly ZIPs can span two zones. What zone 8b means →

Frost forecast — next 7 nights

live from the National Weather Service

Loading the forecast for Money, MS…

Forecast data: National Weather Service (api.weather.gov), public domain. This is not a warning service — for official frost and freeze warnings see weather.gov.

Frost dates in Money, MS

JanFebMarAprMayJunJulAugSepOctNovDec

Blue: frost possible · fading green: frost risk falling or rising (90% → 10%) · green: frost-free

Last spring frostMarch 7median — 50% chance of a later frost

Safe for tender plantsMarch 27only 10% chance of frost after

First fall frostNovember 17median — 10% chance by Nov 1

Growing season254 daysfrost-free, median

A hard freeze (28 °F) usually ends around February 23 and returns around December 4.

From the NOAA station Minter City, MS — 7 miles away, elevation 144 ft. NOAA NCEI U.S. Climate Normals 1991–2020, 32 °F threshold. Low spots and valleys can freeze later in spring than the station.

When to plant vegetables in 38945

JanFebMarAprMayJunJulAugSepOctNovDec

PeasSow outdoors · Jan 24 – Feb 7

SpinachSow outdoors · Jan 24 – Feb 14

Broccoli, cabbageStart indoors · Dec 27 – Jan 10

Broccoli, cabbageTransplant · Feb 14 – Feb 28

Onion setsPlant outdoors · Feb 7 – Feb 21

PotatoesPlant outdoors · Feb 14 – Feb 28

LettuceSow outdoors · Feb 7 – Feb 21

Carrots, beetsSow outdoors · Feb 14 – Feb 28

TomatoesStart indoors · Jan 10 – Jan 24

TomatoesTransplant · Mar 14 – Mar 28

Peppers, eggplantStart indoors · Dec 27 – Jan 10

Peppers, eggplantTransplant · Mar 21 – Apr 4

BeansSow outdoors · Mar 14 – Mar 28

Sweet cornSow outdoors · Mar 14 – Mar 28

Cucumbers, squashSow outdoors · Mar 14 – Mar 28

Fall lettuce, spinachSow outdoors · Sep 22 – Oct 6

GarlicPlant cloves · Nov 3 – Dec 8

Start seeds indoorsSow or plant outdoorsFall plantingMedian last & first frost

Counted from the median last spring frost (Mar 7) and first fall frost (Nov 17) with the rules of thumb U.S. extension services publish. Cool-season crops take a light frost; warm-season crops do best once the soil is above about 60 °F.

When spring arrived in 2026

In 2026, spring leaf-out near 38945 came on Feb 13 — 3 days later than the 1991–2020 average (Feb 10).

average
Feb 102026
Feb 13

JanFebMarAprMayJun

The Spring Index marks the day when accumulated warmth is enough for lilac and honeysuckle to leaf out — a widely used signal that the growing season has started. Source: USA National Phenology Network, www.usanpn.org — Spring Indices, first leaf, 2026 (data as of 2026-09-08) and 30-year average 1991–2020 (CC BY 4.0).

Native plants for zone 8b in Mississippi

526 plants native to the lower 48 states, recorded in Mississippi, and rated by the USDA to survive 15 °F or colder — the bottom of zone 8b. Each links to its USDA PLANTS profile.

Source: USDA, NRCS. 2026. The PLANTS Database (plants.usda.gov), National Plant Data Team — state distribution, native status and the “Temperature, Minimum” characteristic. Check light, moisture and soil needs before buying; local nurseries and your state native plant society can confirm what thrives in Money, MS.

Soil in Money, MS

The soil mapped at the center of ZIP 38945 is Dubbs — loam, well drained.

TextureLoama good balance for most vegetables

pH5.5moderately acidic; most vegetables like 6.0–7.0

DrainageWell drainednatural drainage class

Organic matter1.25%low — add compost

Hydrologic groupBwater soaks in moderately

Farmland classprime farmlandUSDA classification

Map unit: Dubbs loam, 1 to 3 percent slopes.

Soil Survey Staff, Natural Resources Conservation Service, USDA. Soil Survey Geographic (SSURGO) Database, via Soil Data Access, accessed 2026-10-29. The soil at the center point of ZIP 38945; soils change within a few hundred feet, so a home soil test (pH, nutrients) is still the best guide.

Climate in Money, MS

Summer high92 °Faverage high, July

Winter low36 °Faverage low, January

Hot days69days a year at 90 °F or more

Freezing nights46nights a year at 32 °F or less

Growing degree days6,022base 50 °F — the season’s usable heat

Longest day14 h 23 mindaylight on June 21

Shortest day9 h 55 mindaylight on December 21

Onions to growIntermediateday-neutral types bulb best; long-day varieties may not bulb fully

Precipitation60.7 inper year, rain and melted snow

Snowfall1 inper year; 1 days with snow on the ground

Average high and low, by month

Precipitation by month inches · ❄ = snowfall

NOAA NCEI U.S. Climate Normals 1991–2020 — temperature: Minter City, MS (7 mi away); precipitation: Minter City, MS (7 mi away). Daylight is calculated from latitude.

Nearby ZIP codes

2 of the 8 nearest ZIP codes are in a different zone — elevation and distance from water change winter lows quickly.

Minter City, MS · 11 mi

389408a

Holcomb, MS · 12 mi

389178a

Carrollton, MS · 15 mi

389418b

Itta Bena, MS · 15 mi

Mississippi planting zones →

Questions about 38945

What planting zone is ZIP code 38945?

ZIP code 38945 (Money, MS) is in USDA hardiness zone 8b on the 2023 map: the coldest night of an average winter reaches 15 to 20 °F (−9.4 to −6.7 °C).

When is the last frost in Money, MS?

The median last spring frost (32 °F) near 38945 is March 7; after March 27 there is only a 10% chance of frost. Data: NOAA 1991–2020 normals, Minter City station.

When is the first frost in Money, MS?

The median first fall frost near 38945 is November 17, giving a median frost-free growing season of 254 days.

When should I plant tomatoes in 38945?

Start tomato seeds indoors around Jan 10 – Jan 24 and set transplants outside around Mar 14 – Mar 28, one to three weeks after the median last frost.

How much rain and snow does 38945 get?

About 60.7 inches of precipitation a year and 1 inches of snowfall (NOAA 1991–2020 normals, Minter City station).

How hot do summers get in Money, MS?

The average high peaks at 92 °F in July, with about 69 days a year at 90 °F or more.

What kind of soil does 38945 have?

The USDA soil survey maps Dubbs at the center of ZIP 38945: loam, well drained, pH about 5.5 (moderately acidic).

Did spring come early in Money, MS in 2026?

Spring leaf-out near 38945 came on Feb 13 in 2026, 3 days later than the 1991–2020 average (Feb 10), according to the USA National Phenology Network Spring Index.

What kind of onions grow in Money, MS?

Intermediate onions: the longest day near 38945 is 14 h 23 min, so day-neutral types bulb best; long-day varieties may not bulb fully.

Did the zone for 38945 change?

Yes. The 2012 USDA map put 38945 in zone 8a; the 2023 map puts it in zone 8b. The newer map uses 1991–2020 data and more weather stations.