Planting zone for 46903 — Kokomo, IN
ZIP code 46903 (Kokomo, Howard County) is in USDA zone 6a: the coldest winter night averages −10 to −5 °F. The median last spring frost is April 27 and the first fall frost October 18.
Where ZIP 46903 is
tap the map for the zone at any spot · scroll or pinch to zoomNot the official USDA Plant Hardiness Zone Map. Zones come from the 2023 USDA hardiness-zone data by the PRISM Group, Oregon State University; we re-mapped and recolored them. The official map is at planthardiness.ars.usda.gov.
Was 5b on the 2012 map — half a zone warmer now. The zone is the one at the center of the ZIP code; hilly ZIPs can span two zones. What zone 6a means →
Frost forecast — next 7 nights
live from the National Weather ServiceLoading the forecast for Kokomo, IN…
Forecast data: National Weather Service (api.weather.gov), public domain. This is not a warning service — for official frost and freeze warnings see weather.gov.
Frost dates in Kokomo, IN
A hard freeze (28 °F) usually ends around April 15 and returns around October 29.
From the NOAA station Kokomo 3 Wsw, IN — 3 miles away, elevation 824 ft. NOAA NCEI U.S. Climate Normals 1991–2020, 32 °F threshold. Low spots and valleys can freeze later in spring than the station.
When to plant vegetables in 46903
Counted from the median last spring frost (Apr 27) and first fall frost (Oct 18) with the rules of thumb U.S. extension services publish. Cool-season crops take a light frost; warm-season crops do best once the soil is above about 60 °F.
When spring arrived in 2026
In 2026, spring leaf-out near 46903 came on Mar 10 — 21 days earlier than the 1991–2020 average (Mar 31).
Mar 312026
Mar 10
The Spring Index marks the day when accumulated warmth is enough for lilac and honeysuckle to leaf out — a widely used signal that the growing season has started. Source: USA National Phenology Network, www.usanpn.org — Spring Indices, first leaf, 2026 (data as of 2026-09-08) and 30-year average 1991–2020 (CC BY 4.0).
Native plants for zone 6a in Indiana
558 plants native to the lower 48 states, recorded in Indiana, and rated by the USDA to survive −10 °F or colder — the bottom of zone 6a. Each links to its USDA PLANTS profile.
Trees 71
Shrubs 105
Wildflowers & perennials 200
Grasses 161
Vines 9
Source: USDA, NRCS. 2026. The PLANTS Database (plants.usda.gov), National Plant Data Team — state distribution, native status and the “Temperature, Minimum” characteristic. Check light, moisture and soil needs before buying; local nurseries and your state native plant society can confirm what thrives in Kokomo, IN.
Soil in Kokomo, IN
The soil mapped at the center of ZIP 46903 is Crosby — silt loam, somewhat poorly drained.
Map unit: Crosby silt loam, fine-loamy subsoil, 0 to 2 percent slopes.
Soil Survey Staff, Natural Resources Conservation Service, USDA. Soil Survey Geographic (SSURGO) Database, via Soil Data Access, accessed 2026-10-29. The soil at the center point of ZIP 46903; soils change within a few hundred feet, so a home soil test (pH, nutrients) is still the best guide.
Climate in Kokomo, IN
Average high and low, by month
Precipitation by month inches · ❄ = snowfall
NOAA NCEI U.S. Climate Normals 1991–2020 — temperature: Kokomo 3 Wsw, IN (3 mi away); precipitation: Kokomo 3 Wsw, IN (3 mi away). Daylight is calculated from latitude.
Nearby ZIP codes
All 8 nearest ZIP codes share zone 6a.
Questions about 46903
What planting zone is ZIP code 46903?
ZIP code 46903 (Kokomo, IN) is in USDA hardiness zone 6a on the 2023 map: the coldest night of an average winter reaches −10 to −5 °F (−23.3 to −20.6 °C).
When is the last frost in Kokomo, IN?
The median last spring frost (32 °F) near 46903 is April 27; after May 13 there is only a 10% chance of frost. Data: NOAA 1991–2020 normals, Kokomo 3 Wsw station.
When is the first frost in Kokomo, IN?
The median first fall frost near 46903 is October 18, giving a median frost-free growing season of 174 days.
When should I plant tomatoes in 46903?
Start tomato seeds indoors around Mar 2 – Mar 16 and set transplants outside around May 4 – May 18, one to three weeks after the median last frost.
How much rain and snow does 46903 get?
About 44.4 inches of precipitation a year and 34 inches of snowfall (NOAA 1991–2020 normals, Kokomo 3 Wsw station).
How hot do summers get in Kokomo, IN?
The average high peaks at 84 °F in July, with about 12 days a year at 90 °F or more.
What kind of soil does 46903 have?
The USDA soil survey maps Crosby at the center of ZIP 46903: silt loam, somewhat poorly drained, pH about 7.2 (neutral).
Did spring come early in Kokomo, IN in 2026?
Spring leaf-out near 46903 came on Mar 10 in 2026, 21 days earlier than the 1991–2020 average (Mar 31), according to the USA National Phenology Network Spring Index.
What kind of onions grow in Kokomo, IN?
Long-day onions: the longest day near 46903 is 15 h 04 min, so summer days reach 15+ hours, enough for long-day varieties (intermediate types work too).
Did the zone for 46903 change?
Yes. The 2012 USDA map put 46903 in zone 5b; the 2023 map puts it in zone 6a. The newer map uses 1991–2020 data and more weather stations.