Planting zone for 50240 — Saint Charles, IA
ZIP code 50240 (Saint Charles, Madison County) is in USDA zone 5b: the coldest winter night averages −15 to −10 °F. The median last spring frost is April 24 and the first fall frost October 12.
Where ZIP 50240 is
Outlined: the ZIP code area · tap the map for the zone at any spot · scroll or pinch to zoomNot the official USDA Plant Hardiness Zone Map. Zones come from the 2023 USDA hardiness-zone data by the PRISM Group, Oregon State University; we re-mapped and recolored them. The official map is at planthardiness.ars.usda.gov.
Was 5a on the 2012 map — half a zone warmer now. The zone is the one at the center of the ZIP code; hilly ZIPs can span two zones. What zone 5b means →
Frost forecast — next 7 nights
live from the National Weather ServiceLoading the forecast for Saint Charles, IA…
Forecast data: National Weather Service (api.weather.gov), public domain. This is not a warning service — for official frost and freeze warnings see weather.gov.
Frost dates in Saint Charles, IA
A hard freeze (28 °F) usually ends around April 14 and returns around October 21.
From the NOAA station Indianola 2w, IA — 9 miles away, elevation 925 ft. NOAA NCEI U.S. Climate Normals 1991–2020, 32 °F threshold. Low spots and valleys can freeze later in spring than the station.
When to plant vegetables in 50240
Counted from the median last spring frost (Apr 24) and first fall frost (Oct 12) with the rules of thumb U.S. extension services publish. Cool-season crops take a light frost; warm-season crops do best once the soil is above about 60 °F.
When spring arrived in 2026
In 2026, spring leaf-out near 50240 came on Mar 15 — 18 days earlier than the 1991–2020 average (Apr 2).
Apr 22026
Mar 15
The Spring Index marks the day when accumulated warmth is enough for lilac and honeysuckle to leaf out — a widely used signal that the growing season has started. Source: USA National Phenology Network, www.usanpn.org — Spring Indices, first leaf, 2026 (data as of 2026-09-08) and 30-year average 1991–2020 (CC BY 4.0).
Native plants for zone 5b in Iowa
473 plants native to the lower 48 states, recorded in Iowa, and rated by the USDA to survive −15 °F or colder — the bottom of zone 5b. Each links to its USDA PLANTS profile.
Trees 49
Shrubs 77
Wildflowers & perennials 191
Grasses 136
Vines 7
Source: USDA, NRCS. 2026. The PLANTS Database (plants.usda.gov), National Plant Data Team — state distribution, native status and the “Temperature, Minimum” characteristic. Check light, moisture and soil needs before buying; local nurseries and your state native plant society can confirm what thrives in Saint Charles, IA.
Soil in Saint Charles, IA
The soil mapped at the center of ZIP 50240 is Clanton — silt loam, moderately well drained.
Map unit: Clanton-Gosport silt loams, 18 to 25 percent slopes, moderately eroded.
Soil Survey Staff, Natural Resources Conservation Service, USDA. Soil Survey Geographic (SSURGO) Database, via Soil Data Access, accessed 2026-10-29. The soil at the center point of ZIP 50240; soils change within a few hundred feet, so a home soil test (pH, nutrients) is still the best guide.
Climate in Saint Charles, IA
Average high and low, by month
Precipitation by month inches · ❄ = snowfall
NOAA NCEI U.S. Climate Normals 1991–2020 — temperature: Indianola 2w, IA (9 mi away); precipitation: Indianola 2w, IA (9 mi away). Daylight is calculated from latitude.
Nearby ZIP codes
All 8 nearest ZIP codes share zone 5b.
Questions about 50240
What planting zone is ZIP code 50240?
ZIP code 50240 (Saint Charles, IA) is in USDA hardiness zone 5b on the 2023 map: the coldest night of an average winter reaches −15 to −10 °F (−26.1 to −23.3 °C).
When is the last frost in Saint Charles, IA?
The median last spring frost (32 °F) near 50240 is April 24; after May 8 there is only a 10% chance of frost. Data: NOAA 1991–2020 normals, Indianola 2w station.
When is the first frost in Saint Charles, IA?
The median first fall frost near 50240 is October 12, giving a median frost-free growing season of 168 days.
When should I plant tomatoes in 50240?
Start tomato seeds indoors around Feb 27 – Mar 13 and set transplants outside around May 1 – May 15, one to three weeks after the median last frost.
How much rain and snow does 50240 get?
About 37.8 inches of precipitation a year and 31 inches of snowfall (NOAA 1991–2020 normals, Indianola 2w station).
How hot do summers get in Saint Charles, IA?
The average high peaks at 86 °F in July, with about 18 days a year at 90 °F or more.
What kind of soil does 50240 have?
The USDA soil survey maps Clanton at the center of ZIP 50240: silt loam, moderately well drained, pH about 6.5 (neutral).
Did spring come early in Saint Charles, IA in 2026?
Spring leaf-out near 50240 came on Mar 15 in 2026, 18 days earlier than the 1991–2020 average (Apr 2), according to the USA National Phenology Network Spring Index.
What kind of onions grow in Saint Charles, IA?
Long-day onions: the longest day near 50240 is 15 h 10 min, so summer days reach 15+ hours, enough for long-day varieties (intermediate types work too).
Did the zone for 50240 change?
Yes. The 2012 USDA map put 50240 in zone 5a; the 2023 map puts it in zone 5b. The newer map uses 1991–2020 data and more weather stations.