Planting zone for 55614 — Silver Bay, MN
ZIP code 55614 (Silver Bay, Lake County) is in USDA zone 4a: the coldest winter night averages −30 to −25 °F. The median last spring frost is May 15 and the first fall frost October 1.
Where ZIP 55614 is
Outlined: the ZIP code area · tap the map for the zone at any spot · scroll or pinch to zoomNot the official USDA Plant Hardiness Zone Map. Zones come from the 2023 USDA hardiness-zone data by the PRISM Group, Oregon State University; we re-mapped and recolored them. The official map is at planthardiness.ars.usda.gov.
Was 4b on the 2012 map — half a zone colder now. The zone is the one at the center of the ZIP code; hilly ZIPs can span two zones. What zone 4a means →
Frost forecast — next 7 nights
live from the National Weather ServiceLoading the forecast for Silver Bay, MN…
Forecast data: National Weather Service (api.weather.gov), public domain. This is not a warning service — for official frost and freeze warnings see weather.gov.
Frost dates in Silver Bay, MN
A hard freeze (28 °F) usually ends around May 2 and returns around October 10.
From the NOAA station Wolf Ridge Elc, MN — 11 miles away, elevation 1,401 ft. NOAA NCEI U.S. Climate Normals 1991–2020, 32 °F threshold. Low spots and valleys can freeze later in spring than the station.
When to plant vegetables in 55614
Counted from the median last spring frost (May 15) and first fall frost (Oct 1) with the rules of thumb U.S. extension services publish. Cool-season crops take a light frost; warm-season crops do best once the soil is above about 60 °F.
When spring arrived in 2026
In 2026, spring leaf-out near 55614 came on May 4 — about the same time as the 1991–2020 average (May 3).
May 32026
May 4
The Spring Index marks the day when accumulated warmth is enough for lilac and honeysuckle to leaf out — a widely used signal that the growing season has started. Source: USA National Phenology Network, www.usanpn.org — Spring Indices, first leaf, 2026 (data as of 2026-09-08) and 30-year average 1991–2020 (CC BY 4.0).
Native plants for zone 4a in Minnesota
445 plants native to the lower 48 states, recorded in Minnesota, and rated by the USDA to survive −30 °F or colder — the bottom of zone 4a. Each links to its USDA PLANTS profile.
Trees 45
Shrubs 77
Wildflowers & perennials 173
Grasses 140
Vines 3
Source: USDA, NRCS. 2026. The PLANTS Database (plants.usda.gov), National Plant Data Team — state distribution, native status and the “Temperature, Minimum” characteristic. Check light, moisture and soil needs before buying; local nurseries and your state native plant society can confirm what thrives in Silver Bay, MN.
Soil in Silver Bay, MN
The soil mapped at the center of ZIP 55614 is Normanna — loam, moderately well drained.
Map unit: Normanna-Greysolon complex, 3 to 18 percent slopes, very rocky.
Soil Survey Staff, Natural Resources Conservation Service, USDA. Soil Survey Geographic (SSURGO) Database, via Soil Data Access, accessed 2026-10-29. The soil at the center point of ZIP 55614; soils change within a few hundred feet, so a home soil test (pH, nutrients) is still the best guide.
Climate in Silver Bay, MN
Average high and low, by month
Precipitation by month inches · ❄ = snowfall
NOAA NCEI U.S. Climate Normals 1991–2020 — temperature: Wolf Ridge Elc, MN (11 mi away); precipitation: Wolf Ridge Elc, MN (11 mi away). Daylight is calculated from latitude.
Nearby ZIP codes
6 of the 8 nearest ZIP codes are in a different zone — elevation and distance from water change winter lows quickly.
Questions about 55614
What planting zone is ZIP code 55614?
ZIP code 55614 (Silver Bay, MN) is in USDA hardiness zone 4a on the 2023 map: the coldest night of an average winter reaches −30 to −25 °F (−34.4 to −31.7 °C).
When is the last frost in Silver Bay, MN?
The median last spring frost (32 °F) near 55614 is May 15; after May 31 there is only a 10% chance of frost. Data: NOAA 1991–2020 normals, Wolf Ridge Elc station.
When is the first frost in Silver Bay, MN?
The median first fall frost near 55614 is October 1, giving a median frost-free growing season of 137 days.
When should I plant tomatoes in 55614?
Start tomato seeds indoors around Mar 20 – Apr 3 and set transplants outside around May 22 – Jun 5, one to three weeks after the median last frost.
How much rain and snow does 55614 get?
About 32.5 inches of precipitation a year and 94 inches of snowfall (NOAA 1991–2020 normals, Wolf Ridge Elc station).
How hot do summers get in Silver Bay, MN?
The average high peaks at 76 °F in July, with about 3 days a year at 90 °F or more.
What kind of soil does 55614 have?
The USDA soil survey maps Normanna at the center of ZIP 55614: loam, moderately well drained, pH about 5.6 (moderately acidic).
Did spring come early in Silver Bay, MN in 2026?
Spring leaf-out near 55614 came on May 4 in 2026, about the same as the 1991–2020 average (May 3), according to the USA National Phenology Network Spring Index.
What kind of onions grow in Silver Bay, MN?
Long-day onions: the longest day near 55614 is 15 h 57 min, so summer days reach 15+ hours, enough for long-day varieties (intermediate types work too).
Did the zone for 55614 change?
Yes. The 2012 USDA map put 55614 in zone 4b; the 2023 map puts it in zone 4a. The newer map uses 1991–2020 data and more weather stations.